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Staying Fit May Be Putting A Hole In Your Finances

 
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2009-07-10I just had my car bought in to have its regular maintenance and while the cost was not prohibitive, I noticed that it had gone up. It made me realize that like cars, maintaining our own bodies so that it stays fit and healthy is becoming more and more expensive.

No, I’m not talking about the general rise in health care costs per se but rather about the rising cost of personal fitness, one that is putting a drain on your individual finances. Exercising, being fit, and being healthy are supposed to give you the energy to tough it out during this difficult economic times and relieve the stress that it brings.


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But what if, for argument’s sake, it was the cost of you getting fit and healthy that was causing part of your stress? I say that because we are actually paying more for to be fit, ironically so we can stay healthier, longer. A major personal fitness expense that we Americans carry is our gym membership.

Depending on where you live it can cost upwards of $100 per month, multiplied by 12 and you can say goodbye to $1,200 a year for your personal fitness. Physical trainers go for $50 to $75 per session, while exercise clothing can range anywhere between $20 to over $100, depending on your styling preference.



And then there’s the diet marketing machine, another personal fitness cost that can add to your expenses. Subscriptions to weight loss magazines and guides can run up to $50 per year per subscription. And don’t forget about those weight loss plans and books written by this expert or that expert.

While I have nothing against them personally, they do cost you $25 to $50 per copy, and of course you don’t buy just one. And nothing says personal fitness and health better than eating organic—foods that is. Organic foods are a $20 billion or so business in this country. If you shop at stores like Whole Foods, your weekly food bill can run to the hundreds, even go over a thousand dollars.

Personal fitness and health can be expensive but you can save a few bucks here and there if you set your mind to it. Instead of paying for a gym why not just walk or buy a bike instead. And it really doesn’t need to be organic to be healthy—just buy fruits and vegetables, one of the healthiest foods available.

You still stay healthy and you’ve just removed one financial stress factor at the same time.



About the author

The author of this article Rick Goldfeller is a successful underground Financial Analyst who has been advising and coaching individuals for many years. Rick recently published a book on how to manage your money and attract Wealth and Financial Freedom. More info on his Finance Planning course is available HERE.


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